Questions?
Contact the Trust Consultants for more information and how to enroll!
DiMartino Associates
206-623-2430
Trust Medicare Plans
As an eligible Medicare-entitled retiree, you have the option to enroll in one of the Trust’s Medicare
Advantage Plans (MAPD) offered through Humana, or a standalone Medicare Supplement plan. The MAPD plans include Part D prescription drug coverage, while the standalone Medicare Supplement plans would require you to find your own Part D plan.
2024 IAFF HWT Medicare Advantage (MAPD) – MEDICAL
| 2024 IAFF HWT MAPD HIGH Option | 2024 IAFF HWT MAPD LOW Option | |
|---|---|---|
| Monthly Premium | $353.44 | $216.10 |
| Carrier | Humana | Humana |
| Type of Plan | Medicare Advantage (MAPD) | Medicare Advantage (MAPD) |
| Provider Network | Any Provider who accepts Medicare | Any Provider who accepts Medicare |
| Deductible | $0 | $0 |
| Preventive | Covered in Full | Covered in Full |
| PCP Visit | Covered in Full | Covered in Full |
| Specialist Visit | Covered in Full | Covered in Full |
| Urgent Care | Covered in Full | Covered in Full |
| ER Visit | Covered in Full | Covered in Full |
| Inpatient Hospital | Covered in Full | Covered in Full |
| Ambulance | Covered in Full | Covered in Full |
| Diagnostic Lab Testing | Covered in Full | Covered in Full |
| Outpatient Rehab | Covered in Full | Covered in Full |
| Durable Medical Equipment | Covered in Full | Covered in Full |
| Skilled Nursing Facility | Covered in Full | Covered in Full |
| Foreign Travel (Emergency Services Only) | $100 Deductible; then 20% up to $25,000 Max. Benefit | $100 Deductible; then 20% up to $25,000 Max. Benefit |
2024 IAFF HWT Medicare Advantage (MAPD) – PRESCRIPTION DRUGS
| 2024 IAFF HWT MAPD HIGH Option | 2024 IAFF HWT MAPD LOW Option | |
|---|---|---|
| Monthly Premium | INCLUDED IN MAPD PLAN | INCLUDED IN MAPD PLAN |
| Carrier | Humana* | Humana* |
| Type of Plan | Medicare Advantage (MAPD) | Medicare Advantage (MAPD) |
| Deductible | N/A | N/A |
| Tier 1 Generics | $0 Copay | $5 Copay |
| Tier 2 Preferred Brand | $0 Copay | $35 Copay |
| Tier 3 Non-Preferred Brand | $0 Copay | $75 Copay |
| Tier 4 Specialty | $0 Copay | 33% Cost Share |
Must be enrolled in Medicare Part A and Part B to enroll in any Medicare Advantage or Supplement plan
2024 IAFF HWT Medicare Advantage (MAPD) – OTHER BENEFITS
| 2024 IAFF HWT MAPD HIGH Option | 2024 IAFF HWT MAPD LOW Option | |
|---|---|---|
| Vision Exam | Covered in Full | Covered in Full |
| Vision Hardware | $150 every 12 months | $150 every 12 months |
| Hearing Aids | $500 every 36 months | $500 every 36 months |
| Silver Sneakers | Included | Included |
2024 Medicare Supplement Plans (NO PART D PRESCRIPTION DRUG COVERAGE)
| 2024 Medicare Supplement F Non-WA Residents Only | 2024 Medicare Supplement G WA Residents Only | |
|---|---|---|
| Monthly Premium | $225.89 | $225.89 |
| Carrier | TransAmerica | TransAmerica |
| Type of Plan | Medicare Supplement | Medicare Supplement |
| Provider Network | Any Provider who accepts Medicare | Any Provider who accepts Medicare |
| Deductible | $0 | $240 (Part B Only) |
| Preventive | Covered in Full | Covered in Full |
| PCP Visit | Covered in Full | Covered in Full |
| Specialist Visit | Covered in Full | Covered in Full |
| Urgent Care | Covered in Full | Covered in Full |
| ER Visit | Covered in Full | Covered in Full |
| Inpatient Hospital | Covered in Full | Covered in Full |
| Ambulance | Covered in Full | Covered in Full |
| Diagnostic Lab Testing | Covered in Full | Covered in Full |
| Outpatient Rehab | Covered in Full | Covered in Full |
| Durable Medical Equipment | Covered in Full | Covered in Full |
| Skilled Nursing Facility | Covered in Full | Covered in Full |
| Foreign Travel (Emergency Services Only) | $250 Deductible; then 20% up to $50,000 lifetime Max. Benefit | $250 Deductible; then 20% up to $50,000 lifetime Max. Benefit |
2024 Medicare Supplement Plans – OTHER BENEFITS
| 2024 IAFF HWT MAPD HIGH Option | 2024 IAFF HWT MAPD LOW Option | |
|---|---|---|
| Vision Exam | Covered in Full (Davis Vision providers Only) | Covered in Full (Davis Vision providers Only) |
| Vision Hardware | Davis Vision discounts only | Davis Vision discounts only |
| Hearing Aids | EPIC Hearing discounts only | EPIC Hearing discounts only |
| Silver Sneakers | Not Included | Not Included |